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All banks offer customers a combined cash and debit card which
are widely used and accepted throughout Spain. Purchases and cash
withdrawals are automatically debited from your cheque or savings
account. You don't receive a monthly statement and can't run up
bills with a cash or debit card.
Cards allow holders to withdraw up to approximately
300 euros a day from ATMs and obtain account balances and mini-statements.
There are three ATM networks; the most important are Telebanco 4B
(indicated by a blue and yellow striped logo with the inscription
4B) and Servired (indicated by a black rectangle with a circle logo
inside and the inscription "Servired").
It is important to be aware of the fact that even
though both networks allow members from either network to use their
ATMs, you will pay an additional fee for using an ATM that is outside
your network. In fact, often your network's logo will be represented
on a non-network machine simply because it is possible for you to
use it. It is up to you to carefully distinguish which network the
ATM really belongs to, and this is not difficult, especially once
you become familiar with the banks in this area and know which ATM
network each one belongs to.
Use your ATM card the same as you would use cash
to buy groceries, petrol, clothing or pay the bill at many restaurants
and even cafes.
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