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There are a number of Independent Financial Advisers
(IFA's) in Southern Spain, who provide financial planning services
on either a time and cost or a commission basis. Local representatives
from banks and life insurance companies supplement these services.
Generally, an IFA can offer you products that are
more competitive than cash. However, proper research is imperative
in order to match the best product and provider with the client's
needs.
When choosing an IFA, you should be aware that many
companies have come and gone in the past. Therefore, the ideal is
to work with someone who is regulated, or at the very least, can
provide you with proper qualifications.
Most of the products offered by IFA's are usually
offshore products which generally offer better returns than the
Spanish products. However is you are a resident and a tax payer
any product that qualifies for a tax allowance should be considered.
A Spanish Assesor Fiscal is likely to be more knowledgeable of these
type of products.
You can prepare yourself to play an active role
in deciding where to invest your money by reviewing the following
articles:
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How can you structure your investment in
order to minimise risk?
More > |
How long should you tie your
money up?
More > |
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Be sure you understand this
relationship before committing to a product.
More > |
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Langtons IFA
Authorised in UK & Spain by the FSA in London. Langtons provides regulated, professional financial advice to expats. |
OMM
First specialist investment adviser for the expatriate community regulated in Spain by the Dirección General de Seguros. |
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