Search found 26 matches

by Screagle
Tue Nov 19, 2019 10:11 am
Forum: Travel, Tourism & Destinations
Topic: TRAINS
Replies: 12
Views: 1090

Re: TRAINS

I must admit to panicking when I read this. I sent an email to renfe for clarification but their reply was inconclusive. Anyway, I just checked now on their web-site for the middle of December and can confirm the MD Cadiz Sevilla services are still timetabled including, for me, the all important air...
by Screagle
Mon Nov 04, 2019 5:23 pm
Forum: Living in Andalucia
Topic: Certificado non residente
Replies: 7
Views: 1040

Re: Certificado non residente

Thanks for sharing your experience. It prompted me to check my emails and in January 2018 we were asked to drop into our local branch to complete tax residence declaration forms, "Para todo esto, le rogamos que acuda a su sucursal habitual para actualizar la información que le podría identifica...
by Screagle
Fri Nov 01, 2019 4:36 pm
Forum: Living in Andalucia
Topic: Certificado non residente
Replies: 7
Views: 1040

Re: Certificado de no residente

Many thanks, Paddy - think I'll swing by my bank when I'm next in town and ask them when they will be expecting me to present the certificados. As two will be required I'll make enquiries at the Spanish Consulate in London to avoid a trip to the main Jerez police station (and leaving my passport beh...
by Screagle
Thu Oct 31, 2019 12:05 pm
Forum: Living in Andalucia
Topic: Certificado non residente
Replies: 7
Views: 1040

Certificado non residente

Although I've not noticed any bank charges for the last couple of years, at least since 1st October 2017, relating to "certificado non residente" I was wondering how I could present this status confirmation to my bank in order to avoid their usurious charges for obtaining the same? Any sug...
by Screagle
Sun Oct 20, 2019 12:42 pm
Forum: Living in Andalucia
Topic: BANK CHARGES
Replies: 13
Views: 1300

Re: BANK CHARGES

That I know, don't mind Santander at least in the UK anyway. To their credit they replatformed Banco Popular customers pretty seamlessly - well, that was my experience, unlike the Sabadell / TSB fiasco closer to home. It is early days with Banco Santander and am waiting to see what my six-monthly li...
by Screagle
Sun Oct 20, 2019 11:17 am
Forum: Living in Andalucia
Topic: BANK CHARGES
Replies: 13
Views: 1300

Re: BANK CHARGES

I am liking the sound of Openbank. I was with Banco Popular now integrated into Santander. I took a quick look at the Openbank's account requirementsand the one that caught my eye was ...must..., reside in Spain... but they then it goes on to state DNI or NIE required. The latter would indicate that...
by Screagle
Wed Oct 02, 2019 9:46 am
Forum: Food, Drink, Recipes & Gastronomy
Topic: Milky coffee
Replies: 15
Views: 2899

Re: Milky coffee

In our neck of the woods, if a milky one shot coffee is required then we order cafe manchado or cafe man-chow in local dialect. On a hot day ordering a cafe manchado templado means using or topping with cold milk. With a bit of luck you'll get milk stained with coffee or worst case the other way rou...
by Screagle
Tue Oct 01, 2019 9:25 pm
Forum: Living in Andalucia
Topic: National bank transfer fees?
Replies: 4
Views: 3712

Re: National bank transfer fees?

Thanks, Paddy Pumpkin I'll give the IBAN a go next time Having done some further digging with my Santander account if I select Envio Estandar instead of Envio Inmediato the charge is one euro (unchanged) to my existing beneficiaries which is odd as the description says six euros as well or free(!). ...
by Screagle
Mon Sep 16, 2019 8:29 pm
Forum: Living in Andalucia
Topic: Free ATM Machines in Torrox
Replies: 1
Views: 1065

Re: Free ATM Machines in Torrox

Yes, last week Caixabank took me by surprise with this charge as well wanting 2 euros for withdrawal so I walked away. Alas, as I had a plumber waiting to be paid I ended up using a nearby BBVA who were a bit cheaper at 1,87 euros. Later in the day with more time on my hands I found that UniCaja did...
by Screagle
Thu Sep 12, 2019 9:13 am
Forum: Living in Andalucia
Topic: Credit card fees for car hire
Replies: 23
Views: 6132

Re: Credit card fees for car hire

I'll have some time to kill on my next trip to XRY so will ask for Firefly's complaints book - providing I'm not having the dash for the train into town or my inbound flight is not cancelled by strike action! I'll prepare the complaint in Spanish and English and show it to the staff before requestin...
by Screagle
Tue Sep 10, 2019 12:08 pm
Forum: Living in Andalucia
Topic: National bank transfer fees?
Replies: 4
Views: 3712

National bank transfer fees?

Although I was pretty disgruntled with Banco Popular they only charged one euro for making transfers to other Spanish bank accounts. Having been replatformed to Banco Santander they want six euros (!) for the same service. How on earth do they justify that? In the letter explaining the changeover th...
by Screagle
Fri Sep 06, 2019 7:59 am
Forum: Living in Andalucia
Topic: Credit card fees for car hire
Replies: 23
Views: 6132

Re: Credit card fees for car hire

Received confirmation today from my credit card provided that I've been refunded for the credit card fee as well as not being billed in the currency of my choice so happy days. I have written to the car hire organisation to complain about the fee and application of direct currency conversion without...
by Screagle
Fri Aug 30, 2019 9:32 am
Forum: Living in Andalucia
Topic: Credit card fees for car hire
Replies: 23
Views: 6132

Re: Credit card fees for car hire

The car hire organisation was Firefly Car Rental at XRY. I would imagine the CC fee is part of their general T&Cs and not specific to this location. Another gripe I have with car hire organisations in general is that even if you request to be billed in euros they still convert to GBP applying Di...
by Screagle
Fri Aug 30, 2019 7:14 am
Forum: Living in Andalucia
Topic: Credit card fees for car hire
Replies: 23
Views: 6132

Re: Credit card fees for car hire

This is what the EU has to say on this matter: "Traders in the EU are not allowed to charge you extra for using your credit or debit card. " so technically this is a breach of EU law - interesting! Although the fee might be trivial for some I'm nonetheless surprised this car rental firm co...
by Screagle
Thu Aug 29, 2019 7:14 pm
Forum: Living in Andalucia
Topic: Credit card fees for car hire
Replies: 23
Views: 6132

Credit card fees for car hire

I thought it was not legal to charge a fee for using a credit card. A car hire company seems to do this as a matter of course and it is in their T&C's but that does not make it right. They don't charge a fee for using a debit card. What is the legal situation here? The fee is 3,30 euros + VAT br...
by Screagle
Fri Jul 26, 2019 9:42 am
Forum: Travel, Tourism & Destinations
Topic: Car hire - local taxes and airport surchages
Replies: 0
Views: 5173

Car hire - local taxes and airport surchages

Hope this is the right place to post this query. We'll be picking up a hire car at Jerez Airport La Parra in a couple of weeks. The hire includes local taxes but the conditions state that an airport surchage applies being a hefty 8%. Is this not a local tax? I queried this with the intermediary but ...
by Screagle
Tue Jun 25, 2019 10:47 am
Forum: Living in Andalucia
Topic: Electricity Bills
Replies: 14
Views: 3290

Re: Electricity Bills

If Endesa is your supplier then has a 'smart meter' been fitted (contador de luz con telegestión)? That might also help identify unusual useage. Take a look at your standing charges as well. I too found myself paying over the odds compared to my local neighbours. It seems that the family we purchase...
by Screagle
Tue May 28, 2019 9:12 pm
Forum: DIY, Pools & Home Improvement
Topic: Artificial Grass
Replies: 6
Views: 2272

Re: Artificial Grass

We had an artificial lawn laid on our 1st floor 80 sqm tiled roof terrace almost three years ago. First I got my installers to overpaint the existing grey caucho coating with brown caucho then the rolls were glued and taped in the usual fashion. As the rolls were not being installed over earth it wa...
by Screagle
Thu May 16, 2019 7:51 pm
Forum: Living in Andalucia
Topic: Shopping around for contents insurance
Replies: 14
Views: 1495

Re: Shopping around for contents insurance

Hadn't thought of using a broker as I'm not expecting to pay much more than 80 euros per annum for the cover I'm looking for but it's a good suggestion none the less. Just realised that an insurance broker in spanish is a corredor de seguros / mediación / correduría and there's a few of these in tow...
by Screagle
Wed May 15, 2019 5:38 pm
Forum: Living in Andalucia
Topic: Shopping around for contents insurance
Replies: 14
Views: 1495

Re: Shopping around for contents insurance

Great call, spanish_lad! It served up directseguros.es (AXA) as the cheapest at a competitive 72 EUR for the details I presented. Of course when I clicked on the web offer link it was busted. Anyway I'll be following up...

Saludos

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