Search found 1539 matches

by Free at Last
Wed Jan 22, 2020 5:06 pm
Forum: Living in Andalucia
Topic: Empadronamiento
Replies: 14
Views: 504

Re: Empadronamiento

A discount was introduced in Vélez-Málaga after the last time catastral values were revised, and for properties up to a certain value it amounted to 90% of the difference between the former IBI bill and the increased one following the catastral revision. In order to qualify, not only did the propert...
by Free at Last
Tue Jan 21, 2020 5:43 pm
Forum: Living in Andalucia
Topic: Kicking Endesa Into Touch
Replies: 7
Views: 222

Re: Kicking Endesa Into Touch

The problem with Endesa is simply to change the payment IBAN. Dealing (in Spanish and English) with their Atención Cliente is very frustrating. They refuse to help with the change, constantly referring me to their ‘área cliente’ which I cannot access. They insist I am not the contract holder which ...
by Free at Last
Mon Jan 20, 2020 2:58 pm
Forum: General
Topic: UK Civil Service Pensions post Brexit
Replies: 17
Views: 296

Re: UK Civil Service Pensions post Brexit

The County Council also send the form via email as well as allowing it to be returned via that method - much better, imo, than them spending money on postage and having letters take weeks to reach the people they are addressed to, like this recent example from MyCSP where they were sent out on Chris...
by Free at Last
Sun Jan 19, 2020 2:38 pm
Forum: General
Topic: UK Civil Service Pensions post Brexit
Replies: 17
Views: 296

Re: UK Civil Service Pensions post Brexit

It doesn't seem very cost effective for the pension scheme, though, to be paying 10 pounds to every overseas pensioner just to prove their ID (plus any additional admin fee Western Union may charge to the sender). The method my husband's County Council pension scheme uses (a form which has to be sig...
by Free at Last
Sat Jan 18, 2020 12:47 pm
Forum: General
Topic: UK Civil Service Pensions post Brexit
Replies: 17
Views: 296

Re: UK Civil Service Pensions post Brexit

I received the same letter, Lavanda, also dated 24 December but mine arrived a couple of days before yours. I've scanned it and sent it back via email. I wouldn't read anything sinister into it. In my opinion it's just a "proof of life" form which almost all pension schemes require pension...
by Free at Last
Fri Dec 20, 2019 10:06 am
Forum: Living in Andalucia
Topic: Weather Warning
Replies: 48
Views: 3699

Re: Weather Warning

I got an email from my home insurance company yesterday telling me that an alerta naranja was in force for Velez-Malaga from late last night until the end of today, for heavy rain and strong winds and giving basic advice such as making sure drains and guttering is clear and all external doors and wi...
by Free at Last
Sat Nov 23, 2019 7:00 pm
Forum: Moving to Andalucia
Topic: Advice please on buying an apartment in Caleta de Velez
Replies: 18
Views: 2473

Re: Advice please on buying an apartment in Caleta de Velez

As others have said, there is nothing sinister about friends of the owners holding the keys. We have done this for a number of friends over the years, including letting estate agents have access to conduct viewings when the properties were for sale. Our friends preferred us to hold the keys rather t...
by Free at Last
Tue Nov 19, 2019 7:43 pm
Forum: Moving to Andalucia
Topic: Property Sales Starting to Improve ?
Replies: 19
Views: 898

Re: Property Sales Starting to Improve ?

The person that I mentioned who had viewed over 30 properties had tried several agents all non Spanish, and I did suggest trying Spanish agents , but they were concerned about not understanding them,but I've rarely come across any who didn't speak English and told them so. However, none of the thre...
by Free at Last
Tue Nov 19, 2019 1:33 pm
Forum: Moving to Andalucia
Topic: Property Sales Starting to Improve ?
Replies: 19
Views: 898

Re: Property Sales Starting to Improve ?

The wrong view of Maroma - priceless! Not so funny for you though, DA. As to the ones who announced they'd put their property on the market after saying they would buy yours, I was adamant that I wouldn't even start looking at new properties when we were selling our house (although I did trawl all t...
by Free at Last
Tue Nov 19, 2019 10:05 am
Forum: Moving to Andalucia
Topic: Property Sales Starting to Improve ?
Replies: 19
Views: 898

Re: Property Sales Starting to Improve ?

It must be very annoying to have lots of people viewing your property who are just wasting your time, but I have to say that wasn't our experience when we sold our house in 2017. During the 3 months it was on the market we had just 4 viewings (all couples, one Belgian and the others British) and non...
by Free at Last
Mon Nov 11, 2019 3:13 pm
Forum: You & the Law in Spain
Topic: Property valuation
Replies: 24
Views: 1404

Re: Property valuation

If the deceased had made a Spanish Will regarding her assets in Spain and a UK Will regarding her UK assets, is it necessary for the Spanish property to be included in the application for the Grant of Probate in the UK? This seems to suggest they should be dealt with separately:- https://worldwidela...
by Free at Last
Fri Nov 08, 2019 9:33 pm
Forum: Living in Andalucia
Topic: Repsol bombona delivery
Replies: 5
Views: 540

Re: Repsol bombona delivery

Haven't used it for the past 2 years since we moved house, but when we did we got the old style bombonas delivered by Repsol (we had a contract) and paid whatever the Government regulated price was at the time - there was no extra charge for delivery. We just ordered one as and when it was needed. I...
by Free at Last
Mon Oct 14, 2019 4:22 pm
Forum: Living in Andalucia
Topic: Sabadell Expansion Account -Introduction of Monthly Charge
Replies: 7
Views: 5956

Sabadell Expansion Account -Introduction of Monthly Charge

I have just read elsewhere that Sabadell are to start charging a monthly fee of €5 for their Expansion Account. As I hadn't received any notification of this change I logged into my account and checked the mailbox in the Personal Area. Sure enough, there is a notification in there, dated 4/10/19 con...
by Free at Last
Mon Oct 14, 2019 9:05 am
Forum: Living in Andalucia
Topic: Endesa Sales Pitch
Replies: 6
Views: 5090

Re: Endesa Sales Pitch

You can find the tariff and other conditions on Endesa's website - see here for the price per kwh of the potencia contratada charge and the unit cost of electricity in the non-discounted hours. https://www.endesaclientes.com/static/iberia/ficha-tempohappy20dha.pdf I did a comparison exercise last ye...
by Free at Last
Tue Sep 24, 2019 8:05 pm
Forum: Living in Andalucia
Topic: Death, what now?
Replies: 20
Views: 9192

Re: Death, what now?

As the property is in Iznate, it looks as though there could be one glimmer of good news for you - in that municipality they decided to-reduce the plus valia due on inherited properties by 95%. This article says there are no conditions attached so the fact that you are not resident presumably does n...
by Free at Last
Tue Sep 24, 2019 9:42 am
Forum: Living in Andalucia
Topic: Death, what now?
Replies: 20
Views: 9192

Re: Death, what now?

In addition to the IHT, I'm sorry to have to tell you that once the tax has been paid and the property transferred to you, you will also be liable to pay plus valia to the Ayuntamiento and if your friend had owned it for 20 years it may be quite a substantial sum. A few years ago a friend inherited ...
by Free at Last
Mon Sep 23, 2019 6:48 pm
Forum: Food, Drink, Recipes & Gastronomy
Topic: Milky coffee
Replies: 15
Views: 7681

Re: Milky coffee

You could try ordering a sombra or a nube, but you might find them too milky and not enough coffee, guess you just have to experiment. There is an accepted range of coffee types in the Málaga area, but apparently it's quite a local thing and if you tried ordering a sombra or a nube in Madrid, for ex...
by Free at Last
Sun Sep 01, 2019 7:21 pm
Forum: Living in Andalucia
Topic: Washing machine spares Velez Malaga
Replies: 12
Views: 5169

Re: Washing machine spares Velez Malaga

And if we don't use independent local stores, eventually we will lose them.
by Free at Last
Sun Sep 01, 2019 12:14 pm
Forum: Living in Andalucia
Topic: Washing machine spares Velez Malaga
Replies: 12
Views: 5169

Re: Washing machine spares Velez Malaga

Cumarjus in Calle Magalllanes. They sell all kinds of spare parts and general electrical supplies.

https://www.paginasamarillas.es/f/velez ... 00001.html
by Free at Last
Wed Aug 21, 2019 2:53 pm
Forum: Moving to Andalucia
Topic: Sold the house in Andalucia. Here's how it went.
Replies: 81
Views: 32952

Re: Sold the house in Andalucia. Here's how it went.

Hi FAL, sounds like yours was indeed a perfect sale with no troubles to speak of.......perfect. As you also say it felt right for us too giving a lot of our belongings to charity rather than unwanted haggling and bartering. As you may know my OH is lawyer here in the UK and although she is often cr...

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