I know that this subject has been covered many times in the past, but times and companies change, and I am seeking some up to date information.
My car insurance is up for renewal and I have been getting some quotes to compare. I have been with my current company for a number of years and in the past they have been fairly competitive, however some of the like for like quotes that I am getting are some 30% cheaper !!
Two companies in particular, Abbeygate and Linea Directa, seem very competitive. I have always been of the mind " The Devil you know" and all that, but at 30% difference I need to think again.
I would like to hear from anyone who is insured with either of these two companies as to the type of service they provide, particularly if a claim is made, and also any other recommendations that forum members may be able to give.
Car Insurance
- fincalospinos
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Car Insurance
Hardworking resident !!
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Re: Car Insurance
My vehicles have been insured with Linea Directa for several years.
I have only had one claim which was for a roadside breakdown. They had a tow-truck with me within twenty minutes which took the vehicle to my own garage about 50km away. They also provided me with a taxi to take me home and offered me a courtesy car which I didn't need.
All with no loss of no-claims bonus.
I have only had one claim which was for a roadside breakdown. They had a tow-truck with me within twenty minutes which took the vehicle to my own garage about 50km away. They also provided me with a taxi to take me home and offered me a courtesy car which I didn't need.
All with no loss of no-claims bonus.
Let's go Brandon!
- fincalospinos
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Re: Car Insurance
Thank you Beachcomber, thats exactly the kind of information that I am after.
Hardworking resident !!
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Re: Car Insurance
I have had 4 claims with LD in the last 12 years.
Every time the claim was handled to a level that exceeded my wildest expectations.
I can say no more than that.
The premium is not the issue - it's how they handle a claim and LD are, in my experience, as perfect as you could possibly expect.
Sid
Every time the claim was handled to a level that exceeded my wildest expectations.
I can say no more than that.
The premium is not the issue - it's how they handle a claim and LD are, in my experience, as perfect as you could possibly expect.
Sid
- fincalospinos
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Re: Car Insurance
[quote="El Cid"
The premium is not the issue - it's how they handle a claim and LD are, in my experience, as perfect as you could possibly expect.
Sid[/quote]
Thank you Cid, thats exactly the reason why I am checking them out because I have had similar service from my current insurer. If the price difference had been around 10% I wouldn't have been considering change, but 30% !!
The premium is not the issue - it's how they handle a claim and LD are, in my experience, as perfect as you could possibly expect.
Sid[/quote]
Thank you Cid, thats exactly the reason why I am checking them out because I have had similar service from my current insurer. If the price difference had been around 10% I wouldn't have been considering change, but 30% !!
Hardworking resident !!
Re: Car Insurance
One claim only with LD. I phoned them when my car refused to start in Nerja. The helpful lady on the phone said I'd receive a text saying when the breakdown van would arrive. Text arrived within minutes and a van shortly afterwards. It was a battery problem. He got the car battery boosted and said I'd need a new battery. I told him I was just going to drive the car the garage in Frigiliana. He gave me his mobile number in case the car conked out. Excellent service.
Dave
- fincalospinos
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Re: Car Insurance
I note from Mowsers reply, and Beachcombers, that their problem was a breakdown issue, not an accident.Mowser wrote:One claim only with LD. I phoned them when my car refused to start in Nerja. The helpful lady on the phone said I'd receive a text saying when the breakdown van would arrive. Text arrived within minutes and a van shortly afterwards. It was a battery problem. He got the car battery boosted and said I'd need a new battery. I told him I was just going to drive the car the garage in Frigiliana. He gave me his mobile number in case the car conked out. Excellent service.
Is this included as standard in an LD comprehensive policy ?
Hardworking resident !!
Re: Car Insurance
I have a LD comprehensive policy and according to my paperwork, breakdown cover is included as standard.
Re: Car Insurance
Breakdown cover is included in most, if not all, Spanish insurance policies.
I have been with four different companies, all included breakdown cover. Some just Third party.
I could have opted out of the breakdown cover and saved about €30 but I don't think it is sensible not to have breakdown cover.
Cheers
Gerry
I have been with four different companies, all included breakdown cover. Some just Third party.
I could have opted out of the breakdown cover and saved about €30 but I don't think it is sensible not to have breakdown cover.
Cheers
Gerry
Gerry Harris
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Re: Car Insurance
One reason is that it is illegal to tow a car in Spain so the only option is to call out the recovery vehicle - expensive if you don't have that cover.
Sid
Sid
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